Editorial team · Author profile
Jana Bistrikova
AML & Financial Crime Editor · Crypto Law Index
9+ years in regulatory practice and analysis
About Jana
Jana edits the anti-money-laundering and financial-crime coverage at Crypto Law Index — MLRO substance expectations, the EU Travel Rule, crypto market abuse, and the AML governance that supervisors actually test in CASP authorisation files. Before joining the publication she spent nine years on the compliance side of regulated payments and e-money firms, working on AML/CFT frameworks, suspicious-transaction reporting, and supervisory engagement. Her editorial focus is the financial-crime side of MiCA that applicants most often underestimate.
Credentials
- Certified Anti-Money Laundering Specialist (CAMS)
- ICA Diploma in Anti Money Laundering
Education
- M.A., Law, University of Zagreb
- B.A., Economics, Faculty of Economics and Business, University of Zagreb
Specialties
- AML/CFT regulatory analysis
- MLRO substance requirements
- EU Travel Rule and Transfer of Funds Regulation
- Crypto market abuse under MiCA Title VI
Articles by Jana · 11
MiCA Token Sale Rules 2026 — White Paper and Public Offer
MiCA Title II regulates the issuance and public offering of crypto-assets that are not ARTs or EMTs. The issuer prepares a white p…
mica rulesCrypto Staking Under MiCA 2026 — Service, Custody or Out of Scope
Staking-as-a-service through a CASP is in scope of MiCA Title V — typically as crypto-asset custody plus an additional service lay…
jurisdictionBulgaria FSC CASP Authorisation 2026 — Practitioner Guide
Bulgaria transposed MiCA via amendments to the Markets in Financial Instruments Act and AML Measures Act. The Financial Supervisio…
operationalCASP Recovery and Resolution Under MiCA Article 84
MiCA Article 84 requires every authorised CASP to maintain a recovery plan and a resolution plan, both reviewed and updated regula…
aml travel ruleEU AMLR + AMLA 2027 — What CASPs Must Do Now to Prepare
The EU Anti-Money Laundering Regulation (AMLR) applies directly from 10 July 2027, replacing patchwork national 5AMLD/6AMLD rules …
mica rulesMiCA Qualifying Holdings: Acquisitions in a CASP
MiCA's qualifying-holdings rules — the qualifying-holdings notification rule and qualifying-holdings assessment rule — sit on top …
mica rulesSafeguarding Client Crypto-Assets and Funds Under MiCA
MiCA's client-asset safeguarding rule binds every CASP that holds clients' crypto-assets or funds — not only custody providers. It…
aml travel ruleSanctions Compliance for CASPs: What EU Crypto Firms Must Screen
EU restrictive measures apply to crypto-asset service providers directly — the same as to banks. Sanctions screening is not part o…
operationalCrypto Market Abuse Rules Under MiCA: Insider Dealing and Manipulation
MiCA Title VI brings insider dealing, unlawful disclosure, and market manipulation rules to crypto-assets — modelled on the EU Mar…
aml travel ruleEU Travel Rule for Crypto: TFR 2023/1113 and Self-Hosted Wallet Rules
The EU Transfer of Funds Regulation 2023/1113 has applied to CASPs from 30 December 2024. Zero threshold for CASP-to-CASP transfer…
aml travel ruleMLRO Substance Requirements for EU CASPs: A 2026 Comparison
The MLRO function is the AML side of MiCA's substance test. National regulators have diverged sharply on what 'adequate seniority …