AML & Travel Rule
Fifth Anti-Money Laundering Directive (5AMLD)
Directive (EU) 2018/843 — brought crypto-asset service providers within the EU AML framework.
Definition
5AMLD extended AML obligations to virtual currency exchange and custodian wallet providers from January 2020. Each member state transposed differently, producing the patchwork that AMLR (2027) replaces. Pre-MiCA crypto-asset registers in most EU member states were 5AMLD-based.
Regulatory citation
Directive (EU) 2018/843