MiCA Defined Terms

E-money Token (EMT)

A crypto-asset that purports to maintain a stable value by referencing a single official currency.

Definition

An EMT is a crypto-asset that purports to maintain a stable value by referring to the value of a single official currency. EMTs are regulated under MiCA Title IV via the EMD2 framework — issuers must be credit institutions or electronic money institutions (EMIs). Holders have a permanent right of at-par redemption.

Regulatory citation

MiCA Article 3(1)(7) ↗