Stablecoins (ART / EMT)

Significant Asset-Referenced Token

An ART designated by the EBA under Article 43 — subject to direct EBA supervision and stricter prudential standards.

Definition

A significant ART is one designated by the EBA based on customer base, transaction volume, market capitalisation, interconnections with the financial system, and cross-border issuance scale. Triggers direct EBA supervision via a supervisory college and stricter capital, liquidity, and reporting requirements.

Regulatory citation

MiCA Article 43 ↗